How much ssi can i expect

However, how your monthly payment is determined is complicated. The severity of your disability will not affect the amount of SSDI benefits you receive. The Social Security Administration SSA will determine your payment based on your lifetime average earnings before you became disabled. Your Social Security Disability payments won't be lowered if you have some income, but Social Security will cut off your benefits if you earn so much income from working that Social Security no longer considers you disabled.

If you earn more than that amount, Social Security will give you a trial work period of nine months to see if your return to work will be permanent. After that period if up, your benefits will be terminated if you earn more than the SGA amount.

If you earn income while on SSI, your monthly check will be reduced by the amount of approximately half of your part-time earnings. If you earn too much to continue to qualify under SSI's income limits, your benefits will be terminated.

If you're collecting workers compensation benefits, your disability benefits will be reduced. Workers' compensation benefits are counted as unearned income toward the SSI income limit and will reduce your SSI check. This is because the Social Security Administration limits the total amount of combined monthly benefits you can receive. However, veterans disability compensation will not lower your SSD check.

The specific rules about how workers' compensation reductions are made vary by state. If instead of receiving monthly workers compensation benefits, you receive a lump sum settlement, your monthly SSD check will still get reduced.

The SSA will do this by dividing the total amount of your settlement by the monthly workers' compensation amount you would have received, to figure out how many months you would have gotten checks if you hadn't taken the settlement. For that period of months, your SSD check will be reduced to bring you within the applicable limits.

For SSD, your entitlement date is generally five full months after your "date of disability onset" meaning when your disability first prevented you from working or twelve months before the date you submitted your application, whichever is later.

Social Security will determine the date of onset of your disability based on the medical evidence the agency has collected about you from your doctors and from hospitals that have treated you. Having to wait five months before getting any benefits basically means your first five months of benefits are withheld. According to the Social Security website, to qualify for Social Security disability benefits, you must have worked a certain length of time in jobs covered by Social Security.

Generally, you need 40 credits, 20 of which were earned in the last 10 years, ending with the year when you became disabled. Social Security Disability Insurance should not be confused with Supplemental Security Income SSI , which pays benefits to those who have financial needs regardless of their work history. Although these two names sound similar, the qualifications to get the payments and what you might receive are very different. While there are some conditions that the Social Security Administration SSA considers so severe that they automatically render an applicant disabled, many conditions require careful screening, including answering these five questions:.

In addition, qualifying conditions must be expected to last at least one year or result in death. Many people believe you have to be disabled for a certain period of time before you can apply for Social Security disability benefits. You can and should apply as soon as you believe that you are disabled. There is a mandatory waiting period, and you will receive benefits after your sixth full month of disability.

Once you start getting them, whether or not they are taxable depends on your income. You should apply for Social Security disability benefits as soon as you become disabled.

The application process can take three to five months, according to Social Security, and counts as part of the mandatory waiting period of five months after the onset of your disability. You can apply at the Social Security website or by calling Social Security has an online calculator that you can use to obtain an estimate of both retirement and disability benefits for you and your family members. Social Security Administration. Accessed April 29, Social Security.

Disability Insurance. Also, another factor is how much money you earned and paid into the Social Security system. While certainly beneficial, it is difficult in Georgia to live solely off a disability payment. For information on finding affordable subsidized apartments in Georgia, based on your desired zip code and number of rooms, click here.